Frequently Asked Questions about Centiglobe and Cross-Border Payments

Centiglobe is a Swedish fintech company providing modern infrastructure for cross-border payments. Through our permissioned network, Centiglobe Connect, banks and payment service providers can settle instant, predictable, and traceable two-way transactions across borders. The platform is powered by tokenized deposits backed by fiat money and built on DLT, giving members direct access to a trusted global network, without intermediaries, scattered pre-funding, or reliance on correspondent banks.

Explore how Centiglobe Connect enables instant cross-border payments

Traditional cross-border payments are slow, costly, and fragmented. Liquidity is often locked up across multiple pre-funded accounts, and visibility is limited once a payment leaves the sender’s bank. Centiglobe solves these challenges by enabling direct, peer-to-peer settlement between regulated institutions – creating faster, cheaper, and fully transparent international payments with better liquidity control.

Centiglobe replaces the legacy correspondent banking model with a two-way, permissioned payment network built on distributed ledger technology. Instead of routing payments through multiple intermediaries, members settle directly using tokenized deposits that represent real fiat funds. This eliminates scattered pre-funding, enables instant settlement, and transforms banks from competitors into collaborative partners through a shared global marketplace.

Centiglobe Connect is built for banks, payment service providers (PSPs), and other financial institutions that want to scale globally without the friction of traditional rails. Members gain access to new markets, reduced pre-funding, and new revenue sources by connecting directly with other members on the network. Explore how Centiglobe Connect transforms the global payments infrastructure

Centiglobe combines DLT technology, tokenized deposits, and centralized collateral to deliver instant settlement within a compliant, bank-grade environment. It bridges traditional finance and digital infrastructure – helping financial institutions modernize today while preparing for the future of global finance.

Explore how Centiglobe bridges traditional finance and digital innovation

No. Centiglobe is a technology and infrastructure provider. We provide the network and tools for members to connect and transact, but we never act as a counterparty.

Centiglobe replaces correspondent banking chains with a direct, peer-to-peer network powered by tokenized deposits and real-time settlement. This means payments no longer move through multiple intermediaries – resulting in instant settlement, predictable timing, and transparent status tracking.

Centiglobe Connect can support all convertible major currencies but typically operates in USD and EUR. Members place collateral with the custodian, and payments settle as tokenized deposits denominated in those currencies on the network. Local collection and payout occur through member payout banks in their own domestic currencies, enabling direct FX and settlement across key corridors without scattered pre-funding.