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Challenges of today

International transfers and currency exchanges typically include several costly and time-consuming layers of intermediaries, which results in transfer times of multiple days, high costs, and risk exposure. These layers comprise both institutional actors such as banks, intermediate and correspondent banks, central banks, as well as operational systems such as messaging protocol (e.g ​SWIFT​), real-time gross settlement (RTGS) (e.g RIX​), payment system (e.g ​Bankgiro​/​Swish​), security deposit (e.g ​EuroClear​), clearinghouse (e.g ​Nasdaq​), counterparties (e.g L​CH​) and FX Systems (e.g ​CLS​) handling the currency conversion. Without direct connectivity between transacting parties, factors such as traceability and costs often are a black box to sending and receiving parties.



The Centiglobe platform offers a single infrastructure that delivers frictionless instant payments in a multi-currency environment. Instead of using a constellation of technologies, unstandardized messaging platforms, third party solutions and centralized untransparent networks the Centiglobe platform offers a decentralized, global solution that eliminates the need of the many intermediaries and that gives banks, financial institutions and businesses the possibility to send and receive payments globally. Instantly and directly between each other at a fraction of the cost compared to current solutions.

Why choose us?

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Cost efficiency

Centiglobe's decentralized financial technology outperforms today’s centralized infrastructure by driving down costs, increasing transaction speed, and enabling end-to-end visibility into the payment flow, transaction cost, and delivery.


Centiglobe’s technology solves the current challenges of cross-border payments and allows fast, transparent, and secure global payments in real-time.

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The platform can be integrated as the backbone or as a complementary solution to existing structures for any payment provider, from large institutions and banks to smaller payment providers. Centiglobe takes the benefits of decentralized blockchain ledgers while minimizing the foreign exchange risk, regulatory challenges, and volatility. Users will benefit from the decentralized connectivity, standardized technology, and data attachments with each payment initiation, enabling simpler management of KYC and AML data between the parties.

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Technical solution

Centiglobe ​is a decentralized cross-border payment system. The system is built using a blockchain protocol, where liquidity providers can issue tokens backed by real assets that serve as collateral. Each token can instantly be converted to its underlying asset using one of the outbound payment flow services maintained by a bank or financial institution. This feature gives users the freedom to access a multi-directional foreign exchange market without any delays.

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