Centiglobe Connect: Instant, Predictable Cross-Border Payments for Banks and PSPs
No intermediaries. One API. Centiglobe Connect transforms legacy infrastructure into a real-time global payments network – enabling traceable, low-cost, two-way transfers without scattered prefunding. Scale faster, reach new markets and develop new revenue streams - join Centiglobe Connect.
What Is Centiglobe Connect?
Centiglobe Connect is a member-based, cross-border payments network powered by tokenized deposits and distributed ledger technology (DLT). It gives banks and payment providers direct access to global markets, enabling two-way cross-border payments, and liquidity functions through one API.
By combining cutting-edge infrastructure with a member-platform model, Centiglobe Connect removes intermediaries, enables peer-2-peer settlement between the network members, and reduces cost through centralized pre-funding, risk, and operational friction, while opening new revenue opportunities.
How It Works
1. Join the network
Access two-way global payments via fellow members.
2. Integrate once
Connect via one API to the Centiglobe network.
3. Transact instantly
Move money globally with no intermediaries, delays, or hidden fees.
Our Cross-Border Payment Infrastructure Platform
1. Entry & Centralized Digital Collateral
In order to initiate transactions, the members places centralized digital collateral (centralized pre-funding), enabled by tokenized bank deposits.
2. Payment Initiated
Collection from the sender in local fiat currency either via the local payment system from another bank or over account.
3. Instant Settlement
The cross-border value transfer is settled instantly between Members using tokens, no intermediaries, and with centralized pre-funding in place.
4. Payout / Final Delivery
The receiving Member disburses the funds to the beneficiary in local fiat currency: fast, traceable, and cost-efficient.
5. Multi-Currency Netting
Tokens are reused by Member when sending funds to any other currency or redeemed to fiat – efficient, automated, traceable.
Increased revenue. Improved efficiency and liquidity. Reduced risks. And much more.
What Centiglobe Connect Helps You Achieve
Increase revenue and reach new markets. Centiglobe Connect helps banks and PSPs grow by unlocking new markets and payment flows. Our collaborative platform removes the need for correspondent banks, enabling direct peer-2-peer relationships between the network members to share new transaction volumes and enable serving clients in new markets.
Improve operational efficiency. Centiglobe eliminates intermediaries and correspondent banks, lowering costs and rejection rates. Operations are streamlined with automation and reconciliation-free flows. Capital costs drop as prefunding is minimized. And on top of that, one tech integration lets you reach all members and new markets.
Reduce risk. In today's volatile environment, clients want to avoid spreading cash across accounts around the world. Centiglobe mitigates credit risks through centralized prefunding held in top-rated third party financial institutions. This removes the credit risk on local correspondent banks across the globe.
Improve liquidity and reduce capital cost. Centiglobe lets banks and PSPs reduce their prefunding by centralization and netting, cutting costs and freeing capital locked in local prefunding, improving the cost of capital and providing financial agility.
Accelerate business value. Today.
Join Centiglobe’s permissioned network to modernize cross-border payments with instant, traceable transactions
Use cases include:
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Instant, predictable, secure and inclusive cross-border transfers.
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Improves resilience and lowers dependency on other platforms, intermediaries and correspondent banks.
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Effective use of capital:
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Reduce scattered prefunding with multiple parties to one central location.
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Utilise client funds as prefunding instead of equity and debt.
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Reduce prefunding by netting against multiple parties and currencies.
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Low marginal cost per transaction. Small payments at low cost.
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Elimination of counterparty risk through unique governance and solution design.
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New revenue streams through offering your local financial services such as pay-in/collection, payout capability and local IBANs to other platform members.
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Access to a global network of payment providers with one API integration.
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Ability to quickly scale your business globally.
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No cut-off times and no intermediaries.
Traditional vs Modern
Centiglobe Connect replaces today’s complex payment infrastructure with a modern network that eliminates intermediaries, enabling instant, predictable cross-border payments with lower counterparty risk.
Traditional
(SWIFT)
Modern
(Centiglobe)
The Payments Landscape Is Shifting. Are You Ready?
The global payments landscape is being reshaped by real-time demands, specializations and cost pressure. Centiglobe Connect enables financial institutions to differentiate themselves and modernize their cross-border capabilities without disrupting core systems.
Ready to simplify your global payments, reduce cost, and unlock new flows?
Talk to us to see how global payments should work.