What Is Centiglobe Connect?
Centiglobe Connect is a member-based cross-border payments network for regulated financial institutions. It runs on a permissioned distributed ledger (DLT), powered by network-based, bank-agnostic tokenized deposits that work across every member – not locked to a single bank.
Payments run both ways: local collection, an instant transfer of tokenized deposits, and local payout. Instead of prefunding in every market, members hold one reusable collateral position with a regulated custodian bank.
How Membership Works
1. Join the network
Access two-way global payments via fellow members.
2. Integrate once
Connect via one API to the Centiglobe network.
3. Transact instantly
Move money globally with no intermediaries, delays, or hidden fees.
Our Cross-Border Payment Infrastructure Platform
1. Entry & Centralized Digital Collateral
In order to initiate transactions, the members place centralized digital collateral (centralized pre-funding), enabled by bank-agnostic tokenized deposits.
2. Payment Initiated
Collection from the sender in local fiat currency either via the local payment system from another bank or over account.
3. Instant Settlement
The cross-border value transfer is settled instantly between Members using tokens, no intermediaries, and with centralized pre-funding in place.
4. Payout / Final Delivery
The receiving Member disburses the funds to the beneficiary in local fiat currency: fast, traceable, and cost-efficient.
5. Multi-Currency Netting
Tokens are reused by Member when sending funds to any other currency or redeemed to fiat – efficient, automated, traceable.
Increased revenue. Improved efficiency and liquidity. Reduced risks. And much more.
What Centiglobe Connect Helps You Achieve
Increase revenue and reach new markets. Centiglobe Connect helps banks and PSPs grow by unlocking new markets and payment flows. Our collaborative platform removes the need for correspondent banks and SWIFT, enabling direct peer-2-peer relationships between the network members to share new transaction volumes and enable serving clients in new markets.
Improve operational efficiency. Centiglobe eliminates intermediaries and correspondent banks, lowering costs and rejection rates. Operations are streamlined with automation and reconciliation-free flows. Capital costs drop as prefunding is minimized. And on top of that, one tech integration lets you reach all members and new markets.
Reduce risk. In today's volatile environment, clients want to avoid spreading cash across accounts around the world. Centiglobe mitigates credit risks through centralized prefunding held in top-rated third party financial institutions. This removes the credit risk on local correspondent banks across the globe.
Improve liquidity and reduce capital cost. Centiglobe lets banks and PSPs reduce their prefunding by centralization and netting, cutting costs and freeing capital locked in local prefunding, improving the cost of capital and providing financial agility.
Accelerate Business Value. Today.
Join Centiglobe’s permissioned network to modernize cross-border payments with instant, traceable transactions
Use Cases Include:
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Instant, predictable, secure and inclusive cross-border transfers.
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Improves resilience and lowers dependency on other platforms, intermediaries and correspondent banks.
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Effective use of capital:
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Reduce scattered prefunding with multiple parties to one central location.
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Utilise client funds as prefunding instead of equity and debt.
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Reduce prefunding by netting against multiple parties and currencies.
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Low marginal cost per transaction. Small payments at low cost.
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Elimination of counterparty risk through unique governance and solution design.
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New revenue streams through offering your local financial services such as pay-in/collection, payout capability and local IBANs to other platform members.
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Access to a global network of payment providers with one API integration.
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Ability to quickly scale your business globally.
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No cut-off times and no intermediaries.
Cross-Border Payments, Minus the Intermediaries
Centiglobe Connect replaces today’s complex payment infrastructure with a modern network that eliminates intermediaries, enabling instant, predictable cross-border payments with lower counterparty risk.
The Chain Stops Here
See how in 60 seconds.
We Don't Replace Banks. We Replace the Rails Between Them.
Join Banks And PSPs Making Direct Global Payments
Centiglobe replaces scattered prefunding with direct, member-to-member settlement – using bank agnostic tokenized deposits backed by shared central secured collateral.
The result: no intermediaries, more efficient capital usage, and predictable cross-border payments.