Updates from Centiglobe

Centiglobe had a chat with Panagiotis Kriaris – fintech leader, payments thinker, and Head of Corporate & Business Development at Unzer – to get straight answers on the structural issues the industry keeps talking around. – We tend to treat cross-border payments as a speed and cost problem. And although this is true, it is the outcome and not the cause. The real structural problem is coordination. Today a transaction has to pass through multiple jurisdictions, currencies, com

A quick explainer on how stablecoins, single-bank tokenized deposits, and network-based tokenized deposits differ, and why that matters for cross-border payments. Not all token-based settlement models solve the same problem. For banks and payment providers, the most useful comparison today is stablecoins versus single-bank tokenized deposits versus network-based tokenized deposits. They are built differently, operate under different structures, and matter in different ways fo

Writer Sofi Håkanson Chief Growth Officer Blockchain-based payments are moving rapidly into the financial mainstream, largely driven by recent regulatory developments such as MiCA in Europe and the GENIUS Act in the United States. For many countries, the technology promises faster cross-border payments, lower costs, and more efficient global trade. But for emerging market economies, this innovation also creates a difficult policy dilemma. Most blockchain-based payment models

The debate around stablecoins versus tokenized deposits, and private versus public blockchain networks, continues to play out across media, panels, and industry forums worldwide. Both stablecoins and tokenized deposits offer different ways to move value across borders using tokenization and blockchain technology, each with clear strengths and trade-offs.

Each year brings new energy into cross-border payments, but 2026 stands out as a year where infrastructure choices start to outweigh experimentation. Across banks, PSPs, corporates, and regulators, the direction is converging: faster settlement, greater transparency, and improved capital efficiency – without stepping outside trusted financial frameworks. Here are the shifts we believe will define the year ahead: 1. Tokenized deposits move from pilots to production Tokenized d

Financial innovation often comes with hype – and stablecoins are no exception. While they promise faster, cheaper payments, their private issuance and conversion costs make them a shaky foundation for global finance. Tokenized deposits, on the other hand, combine the reliability of traditional banking with the efficiency of blockchain infrastructure. Built within regulatory frameworks, they deliver the speed, trust, and transparency needed for modern cross-border payments.

Download our latest white paper to see how interoperability unlocks new growth opportunities. Centiglobe’s white paper lays out a roadmap for how banks and PSPs can lead in this environment by forming peer-to-peer partnerships through a single API, rather than relying on costly correspondent networks. 3 takeaways: • Fragmentation demands interoperability between traditional and modern rails • API-driven networks enable institutions to cross-sell services and open new revenue

In the latest edition of FinanceX Tech Magazine, Sofi Håkanson, Centiglobe, explores how global payments are evolving from legacy correspondent banking toward decentralized, tokenized infrastructures. This shift opens doors for forward-thinking institutions to deliver instant, secure, and cost-effective cross-border transactions. Beyond technology, it’s fueling financial inclusion, greater transparency, and broader opportunities for growth. At Centiglobe, we’re proud to be fr

Press Release 19th January 2023 Tokenise Europe 2025: Initiative aims to drive tokenisation Europe must become more attractive for digital business models that strengthen European competitiveness A simple regulatory framework and better digital skills can boost innovation The European Commission and the Association of German Banks have co-founded an initiative on the importance of tokensation with the participation of over 20 member organisations The importance of tokenisatio

In the Annual Economic Report (June 26 2022) BIS released an interesting study on the monetary system and the future of cross-border payments. BIS predicts that the future technology, that could replace the current correspondent banking model, would be blockchain networks tokanizing regulated assets such as M0 (central bank money) or M1 (commercial bank money) and not crypto assets. They elaborate on how local RTGS systems can be connected by using CBDCs, enabling global real

Many mobile wallets in Europe are struggling with profitability. Incumbent banks and card companies still maintain a dominant position in B2C and in P2P payments margins are slim. The cross-border payments market is still largely untapped by wallets despite high profitability both in B2C and P2P. Wallets are hesitant to enter the market due to concerns about risks related to AML and also a lack of capital to pre-fund accounts. These concerns can be mitigated by using the late

Global payments in real-time with close to 90% lower cost. Stockholm-based fintech startup Centiglobe is building a global payment infrastructure, with instant clearing between banks and mobile wallets. The project is made in collaboration with local actors and some of the major banks in Bangladesh. The first live transaction was successfully executed on September 13 this year. “Right now, we want to help banks streamline internal transactions so we in the future also could